2019 is almost over, and while it’s probably not the first item on your “to do” list, especially if you have unused dental insurance benefits, you should ask yourself the following:
-Am I due for my routine dental cleaning and examination?
-Do I have needed dental treatment that I’ve been putting off?
If the answer is “yes” to these two questions, you still have time this year to take a proactive approach to your dental health. It can not only help to prevent pain but can save you dollars. So, get ahead of emerging dental issues and learn the benefits and restrictions of your insurance policy. This will allow you and your dentist to plan treatment in a way that enables you to maximize your insurance coverage.
Don’t Waste Your Dental Insurance Benefits, Use Em or Lose Em!
Most dental insurance plans are written with deductibles and benefits that renew each year on January 1st. This simply means that at the beginning of each calendar year you start from $0.
The first step is to know your insurance policy; here are a few simple questions to ask about the coverage you insurance policy provides:
-Does my insurance policy have a deductible? If the answer is “yes”, is that deductible lifetime or yearly?
-Are all dental procedures covered by my insurance policy? If not, which dental procedures are excluded?
-Does my dental insurance policy have a dollar maximum? If the answer is “yes”, is that for a yearly maximum or a lifetime maximum?
Once you understand your dental coverage, here at Brenner Dental of Park Slope Dr. Brenner and his team can often plan your dental treatment in a way that will help you maximize your dental insurance benefits. An example of this, especially if your insurance policy is written with a yearly maximum, might be developing a two-year treatment plan.
2019 is coming to an end, but you do still have time to use that unused portion of your dental insurance and you’ve already paid for it. Call us today at 718-638-6607 for an appointment so we may help you receive the dental care you deserve while ensuring that you’re maximizing your insurance benefits and stuffing more of your own money back into your wallet.